NewCover with LOGO

04-APRIL 04-2023

Downsizing CommitteeGood morning.
While most people remember the market meltdown in 2008 due to housing, the meltdown accelerated near the end thanks to a credit crunch.  That’s when banks stopped lending entirely, including to other banks, even for periods as short as overnight.
Such a move could have started in motion with the recent banking crisis.  While that appears to be off the table for now, the rapid increase in interest rates as well as a rising concern over the safety of bank assets could lead to such a decline.
Those who need credit may want to look at getting what they need now, rather than risking not being able to get it later.  For most traders and investors, it’s also something to keep an eye on, as a credit crunch could crush smaller bank stocks once again.

Now here’s the rest of the news:

Financial Anxiety Taking a Heavy Toll on Americans
Depending on your definition, the U.S. has either been in a recession since late last year, or will plunge into a deep recession this year.  I don’t want to argue that point today.  Instead… [Read Here]

China Accelerates Global De-Dollarization
China’s U.S. Treasury holdings recently fell to a 14-year low of $859 billion.  According to a recent South China Morning Post explanation, this is not an accident – but rather a deliberate… [Read Here]

April 04, 2022

Human Resources April '22Good morning.
If you’re an American, your destiny is governed by corn.  The grain is used in a variety of ways, including as a food oil and sugar substitute.  And ethanol blends in the US likewise use corn.  Thanks to rising food and fertilizer prices, farmers are turning to soy, a crop that can grow with less fertilizer use.
In the meantime, inclement weather in a number of European countries is leading to a shortage of fresh produce such as cucumbers, peppers, and tomatoes, as the greenhouses for that produce are run on natural gas.
Watching these developments, the best trade this year might be in ensuring you have an adequate supply of food going into the fall harvest season, before a much larger part of the population realizes the extent of the potential food shortages later this year.

Precious Metals - 04_04_2022

Now here’s the rest of the news:

Here’s Why This “New Normal” Is Great News for Gold
Nassim Nicholas Taleb’s black swan theory is a metaphor to describe an unexpected event or “outlier” that not only comes as a major surprise, but has a huge impact… [Read Here]

April 04, 2021

“People have more fear of being broke than have faith in abundance.” –Arian Simone

Here’s to a better YOU … and now … Today’s DarrenDaily Recap Sunday.  A collection of the weeks videos from Darren Hardy.  Enjoy!

Naturally beautiful: Lots of things to-do in and see at: Fortress of Louisbourg in Nova Scotia, Canada.



April 04, 2020

But What About When it’s Not a Great Day?

It’s a good question.  And I may not be able to answer it to your satisfaction.

We’ve all been inconvenienced and frustrated when it wasn’t remedied to our satisfaction.

There’s some advice from the Bible that says, “Give thanks in all things.”  Notice it doesn’t say, for all things.  We don’t have to be grateful for everything that happens.  But our experience is mostly dependent upon our point of view.

There might be some positive aspects to our ‘luggage being lost’ or a winning lotto ticket ‘not purchased’ but not likely.  It’s usually a bummer.

But we can be grateful in all things.  If our luggage truly does not arrive at its intended destination at the appropriate time, there’s nothing we can do about it.  It’s done.

What we can do something about is how we respond.  It’s a fact the luggage isn’t there, or ticket wasn’t purchased.  And it’s undoubtedly true it will be unhandy to be without it.  But from that point on, what meaning we assign to the experience and the actions we take or don’t take is up to us.

If we choose to indulge our anger at the airline (for this and all previous transgressions), we manufacture harmful chemicals in our body that can only make things worse.  We reduce our resource-fullness and often become unpleasant to be around.

If there’s something we can do about the situation, we should do it.  If not, we need to accept what is and make the best of it.

It’s not always easy, but that’s how we keep this and every day from being a bad day.

If our focus is on what’s wrong, that’s what will grow.  If our focus is on what’s right and / or what can be done, then that will increase.  There are many things outside our control, but there are also many things we do have control over.

A little over a hundred years ago, a trip across the country took many months, and if more than half the travelers made it through alive, it was considered a successful trip.  Today, people get upset if their flight is delayed a couple of hours or their luggage is lost.

I’m not trying to make light of someone’s situation.  Nor am I making excuses for the airline not doing a better job or making things right
when they messed up.  But in the whole scheme of things, it really is small stuff.  It’s we who make these things into big things.

Lost luggage is nothing compared to finding out your wife or husband has been diagnosed with cancer.  It’s nothing compared to finding two uniformed officers at your door with news your son or daughter has been killed in action.  We have to put things in perspective.

April 04, 2019

Time: How To Find It

time isn't the main thing

Time.  Time to be active, time to prep meals, time for yourself.  This is without a doubt the #1 trouble area I hear about when asking clients to set goals.  Furthermore, the difference in who is successful and who isn’t, is a lot simpler than you think.  The difference between those who knock these goals out of the park and the ones who don’t is that the successful focus on what they CAN integrate, no matter how small, rather than what they CAN’T.  Ironically, most people who aren’t successful or struggle with the hurdle of time, are also perfectionists.  Makes sense, right?  If it’s not perfect, why do it at all?  However, being active doesn’t work this way nor does healthy eating or mindfulness.  Something is ALWAYS better than nothing – it doesn’t matter how small you may think it is.

My point – stop focusing on what you DON’T have time for and start focusing on what you DO.  Perception is reality, and perfection and success ARE NOT the same thing!

We have to stop giving time and the idea of perfection so much power!  Time - quote

Looking for what you DO have time for can be as simple as starting by looking for one, 10 minute window in your day.  Once you take note of where this break is at, use it to think about what your goal is (meal planning, exercise, meditation) and get some clarity.  Then the next break you find – whether it’s today or tomorrow, start that grocery list, walk around, or go take a few breaths outside.  Don’t worry if it isn’t a full hour or even 30 minutes – small adjustments make for huge steps in momentum.  The more you build on the spots where you do have time, you’ll notice other areas open up as well.  I guarantee it.  Remember what I said earlier?  Perception is reality.

Here are some ideas to get started:

* Use 10 minutes of your lunch break to walk outside instead of scrolling through your phone.

* Make your grocery list/meal plan for 10-15 minutes between classes or on that extended bathroom break we all know you took your phone with you for

* A 5 minute meditation/deep breathing with a timer when you’ve just gotten out of a rough meeting/conversation with a client or coworker

* Scheduling calls on your morning/evening commute to reconnect with friends/family

* Shutting off music during your evening commute and focusing on your breathing, the cars around you, and only focusing on the drive to decompress

* Running to the grocery store over your lunch break instead of the drive thru

* Throwing together a one sheet pan dinner during commercial breaks on Sunday/Monday night to meal prep for the week

* Waking up 15 minutes earlier to enjoy a cup of coffee or tea in peace and quiet

It’s not going to be perfect, but that’s the point.  Success and perfection are not the same thing!!!!  In fact, they’re complete opposites in a lot of ways.  Allow yourself the flexibility and freedom to know that whatever small step you choose to take, is exactly the right one.

You’ve got this,
Change That Up!

Come From Aways, Do You?

More Posts

07-JULY 26-2023

Good morning. The rate of inflation has slowed by two-thirds over the past year.  But getting back down to a pre-Covid level may prove more

07-JULY 25-2023

Good morning. 2023 was supposed to be a fantastic year for the economy, at least in China.  That’s because the country’s harsh Covid-era lockdown policies

07-JULY 24-2023

Good morning. We’ve looked at the U.S. Treasury curve before.  That’s because the curve has been inverted for several months.  Historically, every recession since the

07-JULY 23-2023

Today! July 23, 2022 Today! July 23, 2021 Good morning. Technology companies need to constantly innovate.  That results in a high amount of money being

07-JULY 22-2023

Today! July 22, 2022 Good morning. First-time unemployment filings are ticking up.  While they’re not huge yet, they may be a sign of more trouble

07-JULY 21-2023

Good morning. While markets are happy that inflation is dropping, now hitting 3 percent on a year-over-year basis from a high of nearly 10 percent

07-JULY 20-2023

Good Morning. With commercial real estate valuations under pressure, investing in a big city may seem like a dubious prospect right now.  However, there are

Like this article?

Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest

Leave a comment

Send Us A Message